The FIRE calculator that doesn't suck

Fast, private, no-signup financial independence calculators with real Monte Carlo simulations. Everything runs in your browser.

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FIRE Calculator

Calculate your Financial Independence number and how long until you can retire early.

Coast FIRE

Find out how much you need saved now to stop contributing and still retire on time.

Monte Carlo Simulation

Run 1,000+ randomized scenarios using real market history to stress-test your plan.

FIRE Variants

Compare Lean, Regular, Fat, and Barista FIRE numbers side-by-side to see which you can reach first.

Historical Backtesting

Test your retirement plan against every historical market cycle from 1928 to today.

Compare Scenarios

Compare up to 3 FIRE scenarios side-by-side to see how different assumptions change your timeline.

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